Here, we will primarily discuss the necessity of pre-purchase inspections from the buyer's perspective.

First, because buying a house involves a large amount of money and a complex transaction process, once the transaction is completed, it is difficult to make changes quickly. The condition of the house not only affects the return on investment, but also the living environment and quality of life. This is not like buying a few-hundred-dollar appliance at Future Shop—if you find a problem, the store is responsible for replacement or repair, or you can return it unconditionally within a certain period if dissatisfied, or resell or discard it easily. But how many people can casually dispose of a house? Buying a house is the biggest investment in many people's lives. I fully understand why many clients think repeatedly and worry a lot before making the final decision. One of their worries is: could the house have serious problems? Yes, it's possible. Who can say it's impossible?

Most buyers are not construction experts, and many are first-time homebuyers. In the past, their house viewings were probably just a quick look, focusing mainly on price, location, interior layout, and how they would use the space in the future. They wouldn't have the time, conditions, or skills to assess or compare the actual quality of the house. Therefore, for the vast majority of buyers, it is a very wise choice to hire a professional home inspector to do a full check-up of the house—inside and out, top to bottom—to determine its actual condition and identify any major problems, in order to reduce the risk of buying. In other words, spend a little to buy peace of mind.

Second, houses in Canada (except for apartments) have complex structures and numerous systems. In addition, the climate changes significantly with the seasons, and if maintenance is not done properly, the probability of problems is quite high. In particular, the interiors of homes are mostly wood structures, which are easily damaged by moisture and pests. Most homes have basements and face leakage issues; most have independent roofs, which are subject to leaks and aging. Every house is, in fact, a fully functioning and well-structured building, with a complete and independent structural and envelope system, heating and cooling system, electrical supply system, plumbing system, and insulation and ventilation systems. As the saying goes, “though small, a sparrow has all the vital organs.” Every part can have issues. That's also why in China people generally don't need to inspect an apartment unit before purchase, but here in Canada, buying a house usually requires an inspection—because the composition of an apartment unit is much simpler than that of a house.

Moreover, for buyers, the home inspection process is a great opportunity to learn about the home and to understand the future living environment. The Ontario Association of Home Inspectors (OAHI) requires its inspectors to try to “educate clients.” I usually introduce clients to a lot of knowledge about home maintenance and explain how to operate various systems and equipment. I also offer specific improvement suggestions and points to watch for regarding the house being inspected. At the same time, I am willing to discuss with clients issues they care about, such as the feasibility of future renovation plans. I'm also happy to provide long-term consultation services. So, clients are not just hiring a home inspector—they are hiring a home advisor.

The home inspection industry emerged in North America in the 1970s and has long since become a widely accepted and important part of real estate transactions. Many experienced real estate professionals recognize its necessity and importance, and will advise including a home inspection clause in the purchase agreement. This not only helps protect the client's interests but also reduces their own potential future liability.

This article was originally published in “Real Estate Weekly”, Issue #30, August 05, 2005.